GLICO “MORE” ANIDASO PLAN    

THE PLAN

“More” Anidaso shall covers only the Main Life with the following benefits:

• Death or Term Assurance

If the Life Assured passes away naturally or accidentally during the period of cover, the stated death benefit amount shall be paid to named beneficiaries.

• Total Permanent Disability/Accident Indemnity

In the event of the Policyholder becoming total and permanently disabled as a result of accident or illness, the stated benefit shall become payable.

• E-Health

Nature of Service

The E-Health service covers full consultation cost only. Each client is entitled to two (2) booked appointments/consultations in a month with our medical doctors. However, follow-ups or review consultations will be allowed where necessary.

Drugs and laboratory tests following doctors’ consultations will be borne by the client. To provide a holistic Health delivery, GLICO Health has a well-defined system in-place to address such needs. A client will have the following options to choose from:

• Use GLICO Health designated facilities at a reduced cost.

• Laboratory Request

If a laboratory test is required to make a confirmatory diagnosis, a designated lab technician within our service provider network will be dispatched to take the sample for testing. Test results will be emailed to the consulting doctor. The consulting doctor will call the client to discuss the results. Cost of laboratory investigation to be borne by client at a discounted rate.

• Drug Prescription

Prescribed medications will be delivered through courier from designated pharmacies within our provider network. Cost of medication will be borne by client at a discounted rate. These services will be at subsidized cost resulting in significant savings to the client on the cost of drugs and laboratory services.

• Undertake laboratory test or purchase drugs at any preferred facility at full cost.

With this option, clients will receive electronic prescriptions or laboratory requests from consulting doctor to purchase medication or undertake laboratory investigations at any facility of their choice at their own cost.

• Medical Outreach.

GLICO Health doctors would visit key locations at least once a month to carry out medical outreach services.

Key Objectives

• Increase availability of quality medical service to all clients in need.
• Eliminate self-medication among clients.
• Limit the movement of clients as a measure to help curb the spread of COVID-19.

SUM ASSURED

Death: GH¢7,000.00

Total Permanent Disability: GH¢7,000.00

AGE

Minimum: 18 years

Maximum: 69 years

POLICY DURATION

The Plan shall be for a minimum duration of one year and expire when the client attains the age of 70 years.

PREMIUM PAYMENT

The total monthly premium for the Plan will be GH¢15.00 with the below distribution:

GLICO Life:        GH¢10.00

GLICO Health:    GH¢5.00

Premiums shall be deducted monthly (monthly recurring) from customers’ Mobile Money (MoMo) wallets. Customers can also make quarterly, half year or annual payments.

To ensure customers are able to access the E-Health benefits, first premiums shall be paid immediately they are onboarded.